BEGIN:VCARD VERSION:3.0 REV:2021-09-26T15:51:43Z PHOTO;ENCODING=b;TYPE=PNG:iVBORw0KGgoAAAANSUhEUgAAAKAAAACgCAYAAACLz2ctAAAbv klEQVR42u2daXgUVbrH/1XdnV7SWUhCdpIQQgKBsGftQFgGZBycEXVEHa/46DiMjI/oVUzYZQkJ iqKod3SuzkXHyyjMxVEZdRQiSyCBCGEJCWsCWQghK0lv6a3uh+5glq7qqiyd7uT8n4cPQNXpOlW /es8573nftyiGYRgQEQ2SaHILiAiARARAIiICINGwk9jeP1LUW+TOEPEUhShRK77w3Y8p4tsAqB 5HmEDhY2Yqnq77B7GARP0rBWXEas8iTBHX24UPYHDAEIFsdSIZgon62/YBf5CXYKm8lOUIBpfNI 7CqTYVai5IASNS/+C3wqMQqzyJ4wGwXvjuMFGvVaThjGgmAIQAS9R98saJm5HrlI5DW2h16zaCx QzsV+/RjWOEjABL1Cj5fqh3ZXsc553379GPwlmYqzA4QIwASCZIIFrzoeRqLpddY4TtjGom16jT cYaSc1o8ASCTY+j0ku4oVijMQwWIXvtsWBbLa0nHZPMIhfARAIkHwTZPcxhblcfhQ7XatnwEi5G gS8b0hghd8BEAi3vAF0RpsU+YjRtTCOvT+TTcef9FNhJDwKgIgkUNJKTPWeBbhFx5VrPDlG8OwU ZMMLSMR1DYBkMih9XtSVorfy0tY/p9BpdkLmW0qVJm9eA+9BEAiXvDN9qjGeuUJyCmT3SM0jASv alJw3BgqGD4CIBEnfKNFd7BNmY9QWm136GUAfKBLwP/qx/UKPgIgESt8XpQBm5QFSJLcYp33fdc eiVxNIgyMqNe/RAAksgMFgz8pzmKJ7DIrfJfMI7BKrUK9Rd5r60cAJLJr/e6TlmOl5ylIWJzNLY wUa9pUOMsRZEAAJOoVfBPFjdiqPA4/Sg/7waU03tRMwz/bo/sMHwGQqAt8/rQOOcpjiBc3sg69/ 6ePwdvaKQ6DDAiARIIkgRmZilO4V1rBCt9pUyDWqtPQyiPIgABIJMj6PSa/hGcVZ1mAYFBnCzK4 avbtN/gIgEQAKKRKarHRsxBKymj3iHaIsFWThAOGUf0KHwGQwIdwkRrbvPIRKWplHXo/1sXjvwU GGRAAiRxKQRmxwbMQMyU1rPAdMYRhkzoZOkY8INdAABy2ts+a0fYf8jJW+G6YvZGpTkeNRdnvQy 8BcJjj15HRJrWb0WYNMtigSUGhMWTA4CMADlP4HGW0MQD+SzcJu3VxAwofAXAYwudLtSNbyZ3R9 k17FF7TzIARogG/IgLgMNLdjDYZe0ZbmckPq9QqNPQxyIAASNTD+jnKaGtmZFijTsN5U4BT4CMA DiP4HGW0mUDjDc00fNk+xmnwEQCHCXxBtBa5DjLa9urH4h3tFFjs/j8BkKiXsma0ncR8joy2n4x BWKdORSvj4VTrRwAcBtbPUUbbLYsnstQqXOvnIAMCIIEPGQ4y2toZMbI1STgooJIBAZCIF3yOMt oABv+jj8dHugmDBh8BcIjCp6QM2KQsRDJHRtshQzg2q5MGLMiAADhMRYPBc4qzWCK7xArfdbM3s tTpuDmAQQYEwGFq/RZJy7FSwZbRBqgZD6xXp+KEMXjQ4SMADjH4JoobkaM8Dj/afkabBcB72kn4 TB/nEvARAIcQfHwy2v7VPhqva2fA6EKPnQA4BCSBGa84yGgrNfljlVqFRovMZawfAXCIWL/H5Je wnCOjrYmRYbU6DRdM/i4FHwFwCMCX4iCjzQQa2zXT8XU/VTIgABLdhS+cdpzR9rk+Fu9qJzs9yI AAOMSloExYryzELI6MtiJjMNarU9E2CEEGBMAhbfuAZ+Tn8QRHRlutxROZahXKzT4uCx8B0E3xW +BRidUcGW16RowtmmT8OACVDAiAwxw+RxltAIO/6ibgr7p4l4ePAOhm8PHJaPvRMApbNEnQD3KQ AQFwiMma0VbMmdFWbvZBpjodtRZPt7B+BEA3sn4Pyq5ihaKYNaOtzRZkUGQMchv4CIBuAt808W1 kc2S0WUDhXe1kfK6PdSv4CIBuAF8QrUWuF3dG29ft0diunQ6TGz5OAqALi09GW4nJH6vVaWhysS ADAuAQsH6OMtoaLXKsVqtQ6oJBBgRAN4cvw6Ma6zgy2oyg8bp2Ov7VPtpt4SMAuih8UaJWbFPmI 4wjo+0zfRze005iCbwnABL1Ej4lZcBmZQFnRtsJW5CBmvFw+x4TAF3qYTjOaLtpUSJTnY7rZm+3 HnoJgC5o/RZJKzgz2nSMGJvUSThsCB8S8BEAXQg+a0bbMdaMNoDBR7oJ2KWPHzLwEQBdBD4+GW0 HDRHI1iSh3U2CDAiAbiI+GW3XzL7IVKtwy42CDAiAbmL9HpVf5sxoa2U8sE6dilNuFmRAAHQD+F IktdjkWcCa0WYBhXe0U7BXP3ZIwkcAHET4wnhktH3ZPgZvaKe5ZZABAdCFpaBM2OAgo+28KQBr1 GlodtMgAwKgy9o+xxltDRY5VqlVKDP5DWn4CICDgN98BxltRoiwTTsD37RHDXn4CIBOhi9W1Ixt DjLaduvi8GftpGGAHgHQqfD58MhoKzCGYIMmBRpGMmzujJjA4YybbMFLnqexWHb1LmzdVWNRIku djhtDJMiAAOhC1m+ORyUelV1Gk0Xeo0gQBWtw6avqZBwxhA0r+AiATpHVpfLrlkVgWCpUmRgKlR bvYQcfAbAf5AELDA6m0rcsnrZ9XG5Qh+f0hKhPMvBaxzHkRpFVMBGxgH2ZylOAXC4GTfOr9Gk0W tDebnX20jQFuVwMSmCR0PZ2M4xGS6+uVSYTQySieBxLQaczwWSyCD6XYQCdzgSLhSEADvREfsKE AGzfPgteXh5gGO4bLhbT2L+/HFu2nLTO0zxobNyYCpUqFGYzP6BomsJbbxVjzx62/Ax2+fhI8e6 7cxAd7cMJh0hEoaDgFrKzT6CxUQcACAlRYufO2QgNVXKeS1GATmfGSy8dwdmztwVfIwFQkEWhsH RpPO65J5L3OXV1GojFNEwmC/R6E86fb8CKFVMgFvOfdXz55TXb/I0S9LJERHhhwYJIjBwp5zzy2 LGb+OijEht8FAAGDzwQg8WLY3hZeqPRgshIL5w9W+e2ANLuYP3Gj/fDww/HCjrL318OqVR09+/f fFOB4uJ6QW0EB3v24sEyyMgIR0AAN3wFBbX4/e9/wIULDXfhi4rywbJlk3hPMyQSGiEhnnBnuTy AFEXhySfjERHhJeg8Pz8ZlErJXQtWX6/Fnj2XBbUxYYI/5HKJIPhGj/bFU09N4JxvlpQ0YvnyPF y82HQXcIqi8Mc/JmDiRH9B1xgd7eO21s8NAGQwaVIAHn10nOAz/fxk8POTdfm3/fvLUVXVxruNh IQA2wPmN8n39JRg/foUTJkykvWY6mo1Vqw4hDNnOs/bGKSkhGDp0gmC+zl1aqDAl4QAyH+CKqbx 7LOTER6uFHyur68Uo0d33l2gcO3aHRQU1PJuIyhIjuRkfl+VpGlg+fLJ+N3v2F+WtjYD1qw5hry 8yi7w+fnJsHZtMoKDFYL7mZDg362fBMB+kgXz5kVgyZLYXp0tlYqQnh7WZXgyGk344YcbDlfRnY f/jIxw0LTIoaVetCgamZmJkEjs31KzmcHbb5/B7t0Xu1wTTVN4/vmpWLgwslf9DAxUICkpmADY3 0NvSIgX1qxJgq+vtNetZGSEwcen8/kU8vNv4uZNDe82EhODEBSk4HjADBISApCbmw5/fxlrO/v2 XcUbb/x019/Xce6vfhWN55+fwnvhYc9dxO8lIQDyloeHCFlZiZg5M6xP7cTH+2PcOL8uw3B5+R0 UFdXxbiMqytu2MGDswhcYqMBrr83E+PF+rG2cOnUbq1fno6WlvcvQGxs7Alu2pGHECFmf+pmUFI TAQDlIgcp+sn6PPjoOTz89oc8t+fpKbRD//GAMBhO+//4G7zbkcjHS00PtrjRlMjHWrk3GPfdEs Z5fW6vBK68cxdWrLV3g8/LywMaNaZg0KaDP/YyK8kFCQgABsD/gS0wMxoYNKfD0tL+ys1gYNDfr wXMahzlzRkEmk3QZho8cqcGtW/yHYZUqFApFz+t5+umJeOaZiawuF53OhI0bC7stOqxzy+XLJ+O hh2JYf1OjMUKrNfG6PoVCbHvRKAJgX+ALDFRg61aVbVVnXxUVd/CPf1wV4KYY2c2VQuHatRacOn WbdxsTJvgjKqrzSpPBggWRWLcuGTKZ/c0khgE++OA8du260A0MBgsXRuHll6dz7sp88cU1m9Xkp /T0UHh6ehAA+zLvy8xMxLx5EazHmM0M3nvvLM6cuc07sCA4WIHU1JAuw5NebxQ0DAcGKjBjRkdp DOvOzOuvz7QtTuzr22+vY+vWk3cDIjrgGzt2BLZuVXHulJSWNmHnzmLo9SZBL4kQnyUBsJv1e+S ROCxblsAJ1vff38CHH5agpcUgyJUyd+4oiESiHsNwfb2O90qzY4jz95cjN3cm59yttLQJmZlHUV +v7THv27QpldNRrdOZsG1bEc6fb+A9BAPAyJEK3j5LAqCded+rr6ayzvsAoLKyDRs3FqKtTY/q6 jZBDycpKRhhYcouw/ClS804fZr/MJyYGISwMCWyshKxaNFo1uMaGnTIyjqKkpIGdPf3PffcFDz0 0FjO3/n004vYs+cy2tvNqKxs5X19FGV1O7mbO4YebPiCgjyRk8M979PrzcjJOYkTJ2oB0LhypQW Vlfy31CIjvTsNoR2WxoADByoFrTQ3b07DsmUJrD47g8GM3Nwi7N9f0WPed++9o/HSS9zzvqKiOm zdegJ6vQkMY8GJE3WC7uaMGcG23RTyqS7e875VqxIxd26EA6tQho8/LrU9VAp1dVqcPHmL9+9IJ DTmzh3VrbsUDh2qQmOjnlcbPj4eWLo0Hl5e7BP9Tz4pw5//fK7bCp3BuHF+2LpVxemovn1bizVr juH69da7/SwsrL0bJ8jvJfHC5MkjCYB8rd/jj4/HM89wz/sKCmqxefMJ6HSmTq4YM/LyqgRFAqt Uobb4vJ+H4bKyZpw9yz9Ei2u34vDharz6agG0WmOXPvr6SrFlS5rNT2dfRqMFr732k80iU3ev7/ LlZpSUNPK+PpnM/dwx9GDBl5oaig0bUqBQsMfE1tSokZWVb5sLUV2sV2HhLUFbamPH+vZw1mo0B hw8WNnn3pSX38HKlUdRU9P1ux4iEY0VK6bh/vtjOM//+98v4f33z/XwbarVBhw6VC3oWlSqUE4r TQAEg7AwJXJz0zlj/HQ6EzZtOoEjR6rtvNEUrl9vxalT/OdInp4SzJ4d3qOtvLwq2xZZ79Taao1 wKSq61WPed//9Y/DCC1M58zsKC2uxYcNxaDRGu/fqxx+roFYbeV9PfLwfYmJ8Qb4XzDFMrF2bjF mz2Pd5GQb4y1/O4+OPL7AOJwaDUdAiAgAyMsK7WQcKpaVNOH++oVd9MZstePPN09i790oP+BISA rBli4ozmKK6Wo1XXsnvNO/rsbbF+fONtsBVfgoIkCM5OYQAyGb9nnpqAp58knuf97vv7Dlxez6c o0f5+/IAYOJEf8TFda2519rajoMHq3rVm717r2DHjtPdEp0YBATIkZOTjnHjRrCeq9EYsWFDAY4 ereaYs1FoatLh8OFqgS9aWDe/JwEQAIPZs0dh7dpkyGTsN6fDiXv7ttbBZJrClSstKC7m78vz85 P1CE4AGOTlVaK11SCoNxcuNGLduuNobe36EWmJhMbKlTPwy19GsZ5rsVh3dD79tIzHgoHBgQOVX RZhjjR9ehBCQ92joj7tLPiionywbVs6ZxJNfb0OmZlHbUOi45WcVmsUbL3mzh0FqVTS5RacP9+I CxcaBbWj1ZpsLpyuQ+8jj4zD8uWTOVfMX355Ddu2FcFgMPP4JQrFxfWC9oUjIrxsuy0EQACAUmn dgrJG7rIvOjZuLMT+/R2pkBZef/LyKtHUpOd9LdOmjewRwt7SorctdvgrNnaELQbw5wCF5OQQbN qUakuGsq+TJ29h5cojaGrS8uwng7o6taDVsFQqwsyZ4W7hjhnwvOCOXIlHHonjPK6oqA5XrrRg1 qxRoHhGGjCMdX/19m1djwQkNgUHeyItLRQXL3Z8lYiBj48UMTEjBPXLx8cDKlUojh+vAQCEhlpX 9taoGfvS6034+usKhIQoER7uLWix09LSDouF4R05rVKFwNtbKnhq4WxRjJ1dfYp6q9+G3kWLorF r1z2cuwCAtQyG2WzhDV/nFbNUKuJVyqJDu3dfxBNP/BtmMwORiMK6dclYuzZZUBuANcvuwQf326 oozMayZQmcx1ssDPR6s+0eC+sjTVOcc+fuamrS4557vsBPP91yCUsok4mh0z3nTAvIID7eHzk56 Q7h6xg2AOes3JKTgxEersSNG3fw0EPj8MIL0wTDBwCTJ49EVJQ3FiyIxJNPxvMYDShOx3t/ys9P htTUEPz0U61LD8X0QME3YoQM2dkqwYnWzlBEhDemTw/ElClByM5WwcendzsHQUEKvPzyDKxaldi lCoOraN687guuYTIHFIlovPDCNNx3X7RLdloiofH44/Hw8fHAmDE+vW7Hw0OEp56a0Cvr6SxLP3 asb4/QsCEOIIPFi8dixYopLvtgAODXv44GTffHy+a6fQwO9sTs2eEoKal3WQDp/oZv0qSR2LIlr Vs+bs9J9UD8EQqO0AWP4LvhAv1csCDSpYdhcX/CFxAgx9atKsTFsbs0ysqa8PbbxVCrjejP52+x AA88EIMHH4zpUzvt7Wa0tRkcVrdypD17LuOrr8rR34zTNIU//Wkyp0+1s2bMCEJMjI/N0U4NXQA lEhFWrpyBe++NYj2mubkdq1cfwz//eXkAboYFGo0B9903Gh4evV8Q7N17GadP12P79pm9rlZw6l QdMjOP4vr1lgHoJ4PgYAVvAIODPZGeHtapDNyQHIKtSUXLl09mHdZMJgvefPMUvvrqms3dQvfzH xGKi+tRVaXudS9OnarD+vUF+Prra7bYPuFqbtZjw4ZCW4TLQPSTxpEjNbxDyCgKmD8/EhKJa9Yi pfsDPj5bUPv2XcXOnWcGsJ4xhZs3NYJiBDvr1i0NMjPzUVHRghs32gRV0fp5GmANMvjuu4oBtDY UysqaUFrKf+86KSmoW17zkAHQGly6bRv3FtSZM/VYu7Zn5Eh/y2Qy4ciRGsHn6fVmZGeftEVH0z AaTfjmmwqYzcIe2IEDlXj77WLB5wnVnTvtOHyYfz/DwpRISwsZegDK5WKsX5+CjIxw1mPq63VYt SofV640O2EOQqGgoJZ3olHned+HH5agcz7GkSM1uHGDf1okwwCffXYJDQ1aJ/TTGinNNzWVpinM nx/pkjGCvQaQooA//CEBS5eyb0EZDBbk5hbh3/++4aQJsDVGsKysSdBZbW2Gu3u0He3cuNGGH3+ sEnQ/rCFQtFP6efassBCtlJQQhId7uZwVpHv7Bi5YEInVq5M4t6B2776IDz44J9h31Re1tbXj2L Gbgs6ZNSu8Rz6txWLGvn1XBQWCzpoV3i3zbuAAvH1bh/x8/sNwZKSXS1ZOoHsDX1ycH7ZtS0dgI HttlMLCWrz6agFLss3ADk+HD1d3s2jcionxwbRpgT0eDlelBnuKjR3hxEBQC/Lyqnh/SEcspjF/ fgQoinZnAK1BBjk5KlsCtH3dvGlNp7TOoZzvezKZLDAa+QMok4kxf35kp9vBIC7OH+vXp0Au5++ +UCjE+MUvIpw23SgqqhM0T01PD0VoqNKlrKAgACUSGq+8MgO/+c0YjhWlCZs3n7Al0jgbPgbh4d 5Yty5ZcG5sRkaYbfejo3hkaq8ieWbPDu9zxVO+ANbUqAVViIiO9kFiYpC7AsjgscfG47nnuOsZf /TRBezaVToolq9jVd6b0r5xcT8Pn8uWTcIDD/RuS2/8eD9bArxlwPtrNptx8GAV70phHh4iLFgQ CVcqC0nzhS89PcyhszkvrwrZ2ScE1bXrN3tAAc88k4Annhjfq/MVCgnmzg3HnDkRePnl6azV7h3 Jy8sD8+aNctowXFBQi9parYCFUpgtMYxxFwCtGW2vvz6Ts5JBefkdZGXlo7ZWMyhD7/z5EQ5X5Y 704INjsWNHBmfhST6aO3cUvL2lTgGwouKOoNTUmBhfJCUFuQuADLy9PZCdnYaUlBAO14cB69cX2 ClP4Rz4YmNHIDd3Zp/BiY0dwbm44quJEwMQH+/nlIes1xsF+SulUhEWLoxymdUw7Wjp/uKL0zk/ FGixMHj33bP4/PNLgwKfr68U2dkqTJ06Eq4iX1+prRycUyYfOHq0Bs3N/OvbzJ4d7jKrYZrr4S5 ZEof//M9pnEUVv/qqHNu3d/8Ai3MkFtN46aXpWLw4hsMlpEFpaVOff6uhQeegVEhXzZsX4aSi4R QuXmwWFJwwZowvVKoQVwbQgrS0UGRnp8Hbm/0mFhfXIysr35YY7nzrt2RJHFasYK8+pdWasG7dc bzzzpk+7cZUVrZh+fI8nDvHv4jR5MkjMX78CKc85NbWdkFBGBIJjUWLol1ib5i275Lwx/btsxAZ yR7hUl9vrYV86VLjoMCXmhqKLVvSWP19HRW2PvmkFPn5NbZaM8LV0tKOrKx87N17CceP89/i8/e XYc6cUU6yMtbdHyHbhhkZ4baELMb1APzgg3mciw6zmcGOHafxww+Vg+BTYjB6tA+2b5/FGQJ28G AlcnJOwmSyoLz8jiDr1aGOyqV79lwCABw6VM2znotVixZFw8fHOU7pkpJGVFfzD6KNiPCyfeHJB QHMyAjnzGX49tvrtlrIjNPhCw72xI4dGbb4NvuqqVFj/frjdytsabVGHDsmPE5w794reOedM7b4 PgpnztSjpoZ/Vdbk5GAsXBiFgXdKU2ho0KG8/I5At1MMvL1lrgcgl6qq2rBpUyFaWpw977NW1N+ 5cw7nViAAvP/+OVtE88/f6Dh3rkHQQqmiohU5OSehVhvQuTh6RQX/hyyVivDss5Pg5zfwETLWzz q0CTonMTHYVijU4h4Ams0Mdu48Mwj+PgahoUq8995c/Pa33N/ZuHChEZ98UtbDQly/3iqoUM+uX Rd6JHTrdCZcuybMyqhUoXj44Tin3KO6Oo2gMxQKMZ5+eiIUisGrKW031MPeTRaJrEGQ1m+fOVdK pQdefHEapk0bifLyO6wrWpqm8OGHJXaKmlvdMcXF9YiO9uHMS6Fpa+ncv/2tzO5DPn26DtevR/A OuxeJKCxcGIm9ey/bPrlADRiAlZVtqKho5Z13Q1HWnZH09DB8//11DMb+vd3qWOHhH9q9WI3GKM jh2V/y8BDZAj0dq6lJb3c1SNMUAgLkvPZ4DQYzGhp0dkH39JQI/og2w1j9iEIWML17USWcBQHYI HTGc2WrjsVSnm0H62R38MR3DkX1Qxv92Y6z751rXpvA8myuWEeEcpE2XPX+uMO19cMqmIiIAEhE ACQiIgASEQCJiAiARARAIiICIBEBkIiIAEhEACQi4iO7e8EymZjcGaJ+E8MwrAUD7EbDEBGRIZi IAEhERAAkIgASEQ2U/h/S4erBQi5DdAAAAABJRU5ErkJggg== ORG;CHARSET=utf-8:AXA Luzern N;CHARSET=utf-8:;;;; FN;CHARSET=utf-8: EMAIL;INTERNET;PREF;WORK:guido.sidler@axa.ch TEL;PREF;WORK:+41 41 227 47 47 ADR;WORK;POSTAL;CHARSET=utf-8:;;Inseliquai 10;Luzern;;6005;Schweiz URL:http://www.axa.ch/luzern END:VCARD